Fixed Rates are Very Low!

If you plan to stay in your home for the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Plan your budget with a consistent mortgage payment at a low rate that will stay the same through the life of your loan.

How it Works

Monthly payments based on interest rate, principal loan amount, and amortized interest over 30 years

Your payment will not change throughout the life of the loan

Your actual payment will vary based on your situation and the current interest rates when you apply

Pay your mortgage off at any time without pre-payment penalties

Qualification Requirements

Refinance up to 95% of your primary home’s value

Buy a home with as little as 5% down (primary home)

Loan amounts from $25,000 to $2,000,000

Got questions? Give us a call! One of our mortgage specialists would be happy to answer all of your questions and get you started with a great low rate today!

Working with Pacific Trust Mortgage

We put YOU first.

Pacific Trust Mortgage offers some of the most competitive rates in the Nation!

Fast and efficient, we close most of our loans in 30 days or less.

We offer a variety of loans. Pacific Trust Mortgage will find you the loan that is right for you!!!